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Think smarter: Consider your risks

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Chad Russell


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Think smarter: Consider your risks

Posted 04 Sep 14 by Chad Russell

"This probably doesn't apply to me, I am sure I am covered..."

I bet similar thoughts have crossed your mind when you've pondered your different insurance policies over the years.

But honestly, when was the last time you looked at your insurance policies? Is risk even on your agenda?

And I don't just mean for your car and your house - I mean your life, your income and your business.

Here's what you need to do:

1. Dig out your current policies
2. Read them
3. Talk to your insurance broker about: What risks can be insured?; Is your cover adequate?; Can they suggest any alternate or new policies?
4. Implement recommendations
5. Review and repeat again in 12 months

It is vitally important that you know your risks and cover them as best you can. Don't procrastinate.

Working hard your whole life only to lose everything because you didn't cover your risks - it's not worth it!

If you're not discussing business risk with your business advisor, why not? Contact Chad and get it on your agenda.


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